Winchester Federal Bank
Bank NewsRatesProductsServicesAbout UsContact Us
Online Banking: Click Here To Login >>
Locally Owned Since 1934.
Online Banking: Click Here To Login >>
Bank News
  • June 8, 2013
The employees of Winchester Federal Bank gathered a carload of items including sheets, towels, and cleaning supplies to give to The Clark County Homeless Coalition,in addition to raising $145.00. The bank is committed to helping out those in our community that are less fortunate and homeless by participating in the supply drive/donations.
  • May 20, 2013
Employees of Winchester Federal Bank participate in POP- Put On Purple for Lupus Awareness Day, this past Friday, May 17th.
-Bypass Office Employees
-Downtown Office Employees


  • March 1, 2012 – Welcome Home Program
Winchester Federal Bank is now offering the Welcome Home Program sponsored by The Federal Home Loan Bank of Cincinnati. Welcome Home grants are used to fund reasonable down payments, closing costs, and credit counseling fees incurred in conjunction with the acquisition or construction of owner-occupied housing by low- and moderate-income homebuyers. The grants are limited to $5,000 per homebuyer, and the funds are offered on a “first-come, first-served” basis.

If you interested in buying a new home, contact Debra Teater at our Bypass Office (859-744-1939).


All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit 

  • July 21, 2010 – FDIC Insurance Coverage Permanently Increases to $250,000 Per Depositor

Today, President Barack Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act, which, in part, permanently raises the current standard maximum deposit insurance amount to $250,000. The standard maximum insurance amount of $100,000 had been temporarily raised to $250,000 until December 31, 2013. The FDIC insurance coverage limit applies per depositor, per insured depository institution for each account ownership category. 

[ Home | Bank News | Rates | Products | Services | About Us | Contact Us ]
Privacy Policy Notices, Terms, and Conditions | Design & Hosting by Harland Financial Solutions, Inc.
Browser Requirements | Copyright Harland Financial Solutions, Inc. All Rights Reserved.