Checking

We offer an assortment of checking accounts to meet your needs. An ATM or Debit Card is available with all of our accounts.
 
FREE CHECKING
If you’re looking for a basic checking account with no monthly fees, this is the account for you.
  • $50 to open the account.
  • Free online banking.
  • Unlimited check writing.
  • No minimum balance.
  • Estatements required.

 
WINFIRST CHECKING ACCOUNT
Perfect for people that want to earn a little extra on their account.
  • $100 required to open the account.
  • Earns interest on balances over $1,000.
  • If balance falls below $500 there is a monthly fee of $7.50/month.
  • Free online banking.
  • Free Debit Card.
  • Estatements available.


 
WINFIRST PLUS CHECKING ACCOUNT
Perfect for those 50 and older.
  • $100 required to open the account.
  • Unlimited check writing.
  • Earns interest on balances of $1,000 or more.
  • Free online banking,
  • Free debit card.
  • No minimum balance.
  • Estatements available.

 
SIMPLECHOICE
Perfect choice for those looking for convenience and a high earning account. 2 options exist:

A
  • $100 to open the account.
  • Foreign ATM fees refunded up to $30 a month.
  • Free online banking.
  • Free debit card.
  • High interest rate for account balances up to $3000.
  • Balances over $3,000 earn a lower rate of interest.
Requires Estatements, 15 debit card transactions per statement cycle, and an automatic deposit each statement cycle to qualify for the high rate.

B
  • $100 to open
  • Free online banking.
  • Free debit card.
  • High interest rate for account balances up to $15,000.
  • Balances over $15,000 earn lower rate of interest.
Requires Estatements, 15 debit card transactions per statement cycle, and an automatic deposit each statement cycle to qualify for the high rate.

Winchester Federal Bank is a Member FDIC and an Equal Housing Lender.