Checking

We offer an assortment of checking accounts to meet your needs. An ATM or Debit Card is available with all of our accounts.
 
FREE CHECKING
If you’re looking for a basic checking account with no monthly fees, this is the account for you.
  • $50 to open the account.
  • Free online banking.
  • Unlimited check writing.
  • No minimum balance.
  • Estatements required.
WINFIRST CHECKING ACCOUNT
Perfect for people that want to earn a little extra on their account.
  • $100 required to open the account.
  • Earns interest on balances over $1,000.
  • If balance falls below $500 there is a monthly fee of $7.50/month.
  • Free online banking.
  • Free Debit Card.
  • Estatements available.
WINFIRST PLUS CHECKING ACCOUNT
Perfect for those 50 and older.
  • $100 required to open the account.
  • Unlimited check writing.
  • Earns interest on balances of $1,000 or more.
  • Free online banking,
  • Free debit card.
  • No minimum balance.
  • Estatements available.
SIMPLECHOICE
Perfect choice for those looking for convenience and a high earning account. 2 options exist:

A
  • $100 to open the account.
  • Foreign ATM fees refunded up to $30 a month.
  • Free online banking.
  • Free debit card.
  • High interest rate for account balances up to $3000.
  • Balances over $3,000 earn a lower rate of interest.
Requires Estatements, 15 debit card transactions per statement cycle, and an automatic deposit each statement cycle to qualify for the high rate.

B
  • $100 to open
  • Free online banking.
  • Free debit card.
  • High interest rate for account balances up to $15,000.
  • Balances over $15,000 earn lower rate of interest.
Requires Estatements, 15 debit card transactions per statement cycle, and an automatic deposit each statement cycle to qualify for the high rate.

* Rates listed may change at any time. Please contact our office at (859) 744-1900 for current rates.
   Fees could reduce earnings on an account -  see fee schedule for more information.

**To understand how Winchester Federal Bank uses your personal information, please review our Privacy Notice.

Winchester Federal Bank is a Member FDIC and an Equal Housing Lender.