WFB is a great place to work! Interested in joining our team? Current employment opportunities can be found here.

Kari Gough – President/CEO. 

Prior to accepting the position of President/CEO, Kari served as Chief Financial Officer for Winchester Federal for more than 15 years, and has worked in all facets of the Bank.  She is a Certified Public Accountant, a Chartered Global Management Accountant, and holds dual bachelors’ degrees from the University of Kentucky in Accounting and Business Management.  Kari is a lifelong Winchester resident, and is very active in the community with her family.

Jamey Perry – Senior Vice President, Operations & BSA Officer

Jamey Perry has over 25 years of banking experience with Winchester Federal Bank.  Over those 25 years, she has served in many roles within the Bank, leading to her current employment as our Senior Vice President of Operations & BSA Officer. Jamey has completed numerous training classes and seminars in bank related courses. Jamey was also an 2017 attendant on an Honor Flight to Washington, DC.

Austin John Austin  - VP, Head of Lending  

John is a graduate of Morehead State University with a degree in Business Management and has been in the banking industry for over 20 years. He is a member of the Winchester Clark County Chamber of Commerce and currently a Chamber Ambassador. John has previously served as Chamber President 2012-2013 and 2014-2015. He has served  on the Partner's in Education Committee, Area Technology Steering Committee, has taught Junior Achievement and sings with the Winchester Chorale. John is a member of the Immanuel Baptist Church and also sings in the Worship Choir. NMLS #430355

Erica Jackson - CFO

Erica has recently taken the position of Chief Financial Officer for Winchester Federal Bank, formerly serving as the Financial Controller. She is a Certified Public Accountant and a Chartered Global Management Accountant who holds a bachelor's degree in Accounting from Houghton College in New York. She currently serves on the board for the Clark County Homeless Coalition and loves working with children through her local church and the Partners in Education mentoring program.Although not a Kentucky native, she has grown to love Central Kentucky over the last seven years that her family has lived here. 


Debra Teater – VP, Residential Loan Officer

Debra Teater has over 30 years of banking experience with a concentration in home loans. She is active in various community organizations including Winchester Civitan Club, Winchester Fish & Game Club, and Central Baptist Church. Born and raised in Winchester, she loves being involved in her local community. When not working on a closing for her customers, Debra enjoys spending time with her grand kids. NMLS# 455660

Roarx Stephanie Roarx – AVP, Commercial Loan Officer

Stephanie has served in the Winchester banking market for over 22 years as a Customer Service Representative, Loan Administrator, Consumer Loan Officer, BSA Officer and Retail Branch Manager. Stephanie is a lifelong resident of Winchester where she actively serves on the Board of Directors at Rosemary C. Brooks Place and P.I.E. (Partners in Education).  She is a Winchester/Clark County Tourism Commissioner with the Chamber of Commerce, member of the Pioneer Festival Planning Committee and sings weekly on the worship team at Christview Christian Church.  Stephanie enjoys traveling and started an international travel group in 2009, visiting 8 foreign countries since its inception. NMLS# 420070

Board of Directors 

We are pleased and honored to have a diverse Board of Directors that represents knowledge of banking, business and our community - Sarah Boston, Louise McCready Hart, Mark McCammish, David Woods, Ron Houtz, and Danny Neely.

Advisory Directors 

We are also honored to have an excellent community minded Advisory Board that offers advice on a variety of topics - Robert Anderson, JoEllen Reed, Nancy Turner, Todd Denham, Josh Mounts, Lara Thornberry, Lauren Mink Frazer, Bruce Kostelnik, and Blanton Coates.

Winchester Federal Bank is a Member FDIC and an Equal Housing Lender.